If you’re wondering “What is one benefit of privately issued student loans?” then this article will surely enlighten you. There are many different ways to pay for college but statistics show that most students turn to private loans before they use all their federal assistance. With roughly $136 billion owed to private loan institutions as…
Category: Teens and Money
How to Make Money as a 14 Year Old in 2022
Here in the “Garden State,” teens can obtain a working permit at the age of 14. That means when it comes to how to make money as a 14 year old in 2022, there are many ways to earn. Although my daughter babysit before age 14, she officially started working at 14 at a frozen…
How to Make a Money Lei
Cash is always an excellent gift for teens and young adults, as it provides the opportunity to learn how to best put their money to use. Whether you’re looking for a creative way to gift cash for a birthday or graduation, learning how to make a money lei is an excellent option. How Much Money…
Free Public College Tuition: 30 Free Colleges in USA
According to U.S. News & World Report, the average public college tuition cost was $10,388 for the 2020-2021 school year. While this figure is much less than a private university, it is still out of reach for many students and their families. Fortunately, free public college tuition is available in 30 states. Some of these…
Student Loan Deferment vs. Forbearance: Which is Better?
Today we are going to dive into the difference between a student loan deferment vs. forbearance. Financial hardships can befall even the most vigilant of savers and budgeters. Your credit can undergo serious damage during these times. Most types of loans do not have much sympathy for financial hardships, especially credit card companies. If you…
Investing for Kids: Help Your Kids Start Investing Early
Your kids will likely be exposed to money at a young age, either from allowances, visits from the tooth fairy, or monetary birthday gifts. Today, we delve into the topic of investing for kids. Teaching kids about finances and investing is an essential tool that every parent should give their child well before sending them…
Giant Christmas Activity Book for Kids: Great as a Gift or a Stocking Stuffer
In the market for a giant Christmas activity book for kids? We created our own for gift-giving or stuffing stockings! When my kids were young, I always gifted them a Christmas coloring or activity book at the beginning of December to help them get excited about the upcoming holiday. Of course, I also loved that it…
What is the Greenlight Debit Card App? Teach Your Kids Financial Independence!
Today we are going to take a look at the Greenlight Debit Card app and how it can be used to help teach kids financial independence. Teachers don’t often get the credit they deserve for the challenging task of educating our youth. School curriculums, however, in many cases, do not include instruction on personal finance, money…
Top 10 Good Christmas Gifts for Teen Boys That Encourage Financial Independence
One of the best things parents can do for their teen sons is set them up to be financially independent. There are many ways to do this, one of which is through the joy of Christmas presents. We’ve rounded up the top 10 good Christmas gifts for teen boys that we think will be real…
10 Awesome Christmas Gifts for Kids – Make Learning About Money Fun
When it comes to awesome Christmas gifts for kids, I try to combine education and fun. I firmly believe parents should begin teaching their children about finances at an early age. This way kids have a positive view about money and feel confident managing it as they go through their teen years. So what’s the…