Used car sales in 2020 was the highest it has been in a ten year period at 39.3 million cars, according to a report by Statista. Although buying a used car may seem like a daunting task, it could save a pretty penny for consumers. With quite a few used car lots, it may be…
Author: Genevieve Nino
The Best Budgeting Methods: Which of the Top 10 Types of Budgeting Methods Are Right for You?
Currently in 2022, Americans are spending almost 35% of their income on housing, with the next biggest expense being private transportation, and the third highest expense being food for the average household, reports The Ascent. No matter what your income is, these are important factors to consider when budgeting. How can you keep expenses under…
Zoombucks Review: Can You Really Earn Money Watching Videos?
Are you looking for a reliable way to make easy money? Are you skeptical of the countless survey sites that say you qualify for a survey only to drop you from the survey halfway through? If so, check out our Zoombucks review. Zoombucks might just change your mind about making easy money from the comfort…
Does Ibotta Work? Using Ibotta for Free to Get Cash Back
You may be wondering, “Does Ibotta Work?” Clipping coupons used to be a thing of the past when every neighborhood had a newspaper boy that tossed the Sunday telegram containing a huge coupon section. Once technology changed the news platform to digital, there was a decline in couponing. Years later, popular reality shows, starting with…
Student Loan Deferment vs. Forbearance: Which is Better?
Today we are going to dive into the difference between a student loan deferment vs. forbearance. Financial hardships can befall even the most vigilant of savers and budgeters. Your credit can undergo serious damage during these times. Most types of loans do not have much sympathy for financial hardships, especially credit card companies. If you…
Investing for Kids: Help Your Kids Start Investing Early
Your kids will likely be exposed to money at a young age, either from allowances, visits from the tooth fairy, or monetary birthday gifts. Today, we delve into the topic of investing for kids. Teaching kids about finances and investing is an essential tool that every parent should give their child well before sending them…
Take This 30 Day Minimalist Challenge and Save Big
Are you ready to take a 30 day minimalist challenge and save big? Have you ever been in a minimalist’s home? It is refreshing to be able to walk through hallways without bumping into stuff. In addition, these minimalists seem to be much more relaxed than those who have endless material things. Perhaps it’s because…
How Can I Stop Living Paycheck to Paycheck? Tips to Break the Cycle
If you’re living paycheck to paycheck, you’re not alone. A hefty 54% of Americans lived this way in 2021, according to Finance Pond. This adds up to about 125 million individuals in the US alone. About 40% of those 125 million had six-figure salaries, showing that this isn’t just an issue amongst low-income households. However,…
How Do You Make Money on TikTok? Top Ways to Make Money on TikTok
Did you know that you can make money on TikTok? You won’t be a millionaire overnight but it is a good side gig to supplement your income or support your current business. With 1 billion (that is slightly over 20% of all world-wide web surfers) active users per month, as reported by Backlinko, TikTok certainly…
How to Figure Your Debt-to-Income Ratio
How important is your debt-to-income ratio? Most financial institutions have a rigorous process before approving any type of loan. There are several factors they take into consideration to weigh the risk and benefit of lending an individual money. Your credit score is heavily weighed as well as an intense review of your credit report. (If…