If you’re wondering how to budget with a debit card, you’ve come to the right place. Budgeting has come from a dreaded weekly task to an easy tap on an app. In Debt.com’s recent survey of the population’s budget trends, roughly 30 percent of individuals simply open their bank app on their phone to do…
Category: Budgeting
20 Places Where $150k is More Than Enough to Retire
When planning for retirement, you’ll want to take a look at these 20 places where $150k is more than enough to retire. With Social Security retirement benefits sitting at an average of $1614 per month as of January 2022 (as reported by the Center on Budget and Policy Priorities), it might be smart to look…
How to Make a Money Bouquet
Gifting cash is sometimes the best way to go, but you’ll want to do it in a fun and unique way. You may be wondering how to make a money bouquet to give as a present. We previously wrote the article “How to Make a Money Lei,” which is a great option for graduation gift…
How to Eat on 30 a Week in 2022
With food costs ever rising, you may be wondering how to eat on 30 a week in 2022. This figure is about how much one individual receives when relying on government aid, so it’s a good figure for all households to start with. Of course, $30 per week is per person, so if you have…
25 Best Vacations on a Budget
With the rising cost of food and gas, you may not have as much money as you once did for vacations. Fortunately, these 25 best vacations on a budget will allow you to get away and relax without the big price tag. Why You Need a Vacation I am a firm believer that every individual, couple,…
10 Money Habits That Keep You Poor
Are you having trouble getting ahead with your finances? If you’ve answered yes to this question, you may have some bad money habits that keep you poor. The good news is that once you identify these habits, you can make the changes necessary to break the cycle and get on the path to success. At…
Autotrader Used Car Search: How to Get the Best Bang for Your Buck
Used car sales in 2020 was the highest it has been in a ten year period at 39.3 million cars, according to a report by Statista. Although buying a used car may seem like a daunting task, it could save a pretty penny for consumers. With quite a few used car lots, it may be…
The Best Budgeting Methods: Which of the Top 10 Types of Budgeting Methods Are Right for You?
Currently in 2022, Americans are spending almost 35% of their income on housing, with the next biggest expense being private transportation, and the third highest expense being food for the average household, reports The Ascent. No matter what your income is, these are important factors to consider when budgeting. How can you keep expenses under…
How Can I Stop Living Paycheck to Paycheck? Tips to Break the Cycle
If you’re living paycheck to paycheck, you’re not alone. A hefty 54% of Americans lived this way in 2021, according to Finance Pond. This adds up to about 125 million individuals in the US alone. About 40% of those 125 million had six-figure salaries, showing that this isn’t just an issue amongst low-income households. However,…
How to Budget for a Wedding: Your Special Day Doesn’t Have to Cost a Fortune
You’ve said ‘Yes!’ and have the ring to prove it, so now it is time to start the planning. You may be wondering how to budget for a wedding. A wedding is one of the most exciting events to plan. It’s also one of the most expensive to plan. The average wedding in 2021 was…