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Yesterday, I received a Notice of FNMA Enhancement in the mail. The FNMA Enhancement Notice letter appears completely legitimate, but I have learned over the years to be skeptical of anything that arrives in the mail, so I decided to do some digging. I quickly discovered that this FNMA enhancement letter was a scam. A Look…
How important is your debt-to-income ratio? Most financial institutions have a rigorous process before approving any type of loan. There are several factors they take into consideration to weigh the risk and benefit of lending an individual money. Your credit score is heavily weighed as well as an intense review of your credit report. (If…
You’ve said ‘Yes!’ and have the ring to prove it, so now it is time to start the planning. You may be wondering how to budget for a wedding. A wedding is one of the most exciting events to plan. It’s also one of the most expensive to plan. The average wedding in 2021 was…
Are you looking for ways to improve your credit score fast? Credit scores determine so many facets of our financial portfolio. From qualifying for a car loan to deciding mortgage interest rates, every financial transaction requires knowing your credit score. This is quite the incentive to keep your score in tip-top shape. If your score…
There are countless ways to invest your hard-earned money these days and real estate is one of them. This guide “Investing in Property for Beginners” has the tips and tricks you need to get started. Roughly 50% of investors are currently choosing to put their money into real estate versus the stock market. It might…
Looking for the best credit cards of 2022? There tends to be a negative haze clouding the use of credit cards however, when used responsibly, credit cards can actually work for you. From miles to points to cash back and rewards, credit cards will pay you to use them. But how will you know what…
It’s widely known that a career as a teacher will not make you rich, so you may be wondering how to make more money as a teacher. According to Salary Explorer, the average salary of a teacher in the United States in 2022 is $74,400. This accounts for the lower end salaries of $36,500 per…
A common tool used by traders for identifying a stock price trend is moving average charts. Moving average indicators measure the mood of the market by revealing the directional trend of a stock. It is a smoothing technique that removes abrupt, choppy fluctuations (noise). Understanding the Moving Average System A stock’s closing price represents the…
Do you have a large family? Are you looking for tips on budgeting for a family of seven in 2022? As you can imagine, supporting a large family is no small feat. With our five kids, keeping food on the table, clothes on their backs, and a roof over their heads doesn’t necessarily require a…